Did this earn the right rewards?
Compare expected value with what the issuer credited.
Khata.club turns card rules, statements and community knowledge into clear answers—what you earned, what you missed and which card to use next.
HSBC Live+ could have earned ₹312 more before reaching its monthly cap.
Compare expected value with what the issuer credited.
Account for the merchant, amount, cap and milestone.
See the effective date, impact and official source.
Every important rule carries an effective date, an official source and a visible history. Old transactions are evaluated against the rules that existed when they happened.
Explore card timelines →Compare the cards you own using the merchant, amount, reward cap and milestone that apply right now.
Members can report a card change, merchant MCC or real reward outcome. Confidence increases only when evidence and independent observations agree.
You choose to send or not send your data each time.
No unrelated permissions. The product only asks for the data it genuinely needs.
Review extracted transactions before they are used to produce an analysis.
Delete statements and derived data easily.
Add your cards and see what you earned, what you missed and what to do next.